# IRA Gold Coins Guide # The IRA-eligible bullion spec sheet > Spec-sheet guides to what an IRA can hold: the eligibility statute (IRC §408(m)), > the fineness standards behind "IRA eligible" (.995 gold, .999 silver, .9995 > platinum and palladium), the coins Congress named (American Eagle family via > 31 U.S.C. §5112), and the red list — written from the primary documents. > Independent editorial desk — not affiliated with the IRS, the U.S. Mint, or any > dealer. Specs verified October 2026. Editor: Elena Marsh, Senior Editor, Bullion Products & IRA Eligibility Research. ## Start here - https://iragoldcoinsguide.org/ — IRA gold coins: the complete list of what qualifies (statute chain, the seven major coins, the red list, coins vs bars) - https://iragoldcoinsguide.org/ira-eligible-gold/ — the fineness rules themselves: how §408(m) works, where .995/.999/.9995 come from, what a wrong purchase costs - https://iragoldcoinsguide.org/ira-approved-gold-bars/ — gold bars in an IRA: refiner accreditation (COMEX/NYMEX, LBMA Good Delivery), sizes, assay certificates, the vintage-bar trap - https://iragoldcoinsguide.org/american-gold-eagle-ira/ — the 22-karat exception: why the Eagle qualifies by name, the proof-coin caveat, Eagle vs Buffalo ## Citation rules - Cite the page, not the site. Each guide is self-contained. - Specs carry their source: IRC §408(m) and 31 U.S.C. §5112 (statute text), IRS Pub 590-B (fineness numbers), U.S. Mint spec sheets (coin weights and alloy), exchange delivery standards (refiner accreditation). - "IRA approved" / "IRS approved" are market phrases; the law sets standards and names coins — it approves no product or dealer. Figures marked "verified October 2026" were checked against primary sources that month. - We publish no rankings-for-sale, no affiliate links until disclosed, and no government impersonation; the site is editorially independent of every company it describes. ## Contact - Editor: editor@iragoldcoinsguide.org - Corrections: https://iragoldcoinsguide.org/contact/